Contribution of Nabard in Indian Economy- the Study of Credit Facilities and Credit Issues in Lucknow District with Reference to Location X and Location Y

The researcher studied about what NABARD is, the major activities are done by NABARD. The researcher also focused on the credit facilities offered by the NABARD. The researcher worked on the following objectives. 1) Finding out the most important credit issue faced by NABARD. 2) To understand the various credit facilities offered by NABARD. 3)The researcher will also study the major activities that is pursued by NABARD. The researcher collected the data from the employees of NABARD by interviewing them for finding out the most important credit issue faced by NABARD. The researcher found the major issues faced by NABARD, these issues are: Inadequacy of Credit, Constraints on timely availability of credit, High Interest Rates, Neglect of Small and Marginal Farmer and Continues Presence of Informal Markets. The researcher also found the relationship between the locations of Lucknow from where the primary data is collected. The relationship between the locations is based on the responses of the respondents concerning the major issues of credit faced by NABARD.